Atome Financial

Advance with intelligence to empower consumers, improving their quality of life.
Atome Financial
Mission:

Create a better life for consumers through greater financial access and technology.

Founded in 2017, Atome Financial is a leading fintech company whose mission is to create a better life for consumers through greater financial access and technology. Our consumer business provides "buy now, pay later" (Atome) and digital lending services (Kredit Pintar, ND Finance) and has helped over 20 million consumers gain access to credit throughout Southeast Asia, India and China.

Atome is a leading “buy now, pay later” brand in Asia that splits consumers‘ bills into three equal, zero interest payments over time. Launched in December 2019, Atome has partnered over 5,000 local and global retail brands across a range of verticals such as fashion, beauty, homeware, lifestyle and travel. We have expanded into nine markets: Singapore, Malaysia, China, Hong Kong, Indonesia, Vietnam, Taiwan, Philippines and Thailand.
Weihua is Atome's brand name in mainland China. Since its inception in September 2020, Weihua has partnered more than 1,000 local and international brands including Nike, Tissot, Radar, Anta, Adidas, Converse, Puma, Darling Me and La Chapel.
  • advance.ai
    Atome splits your bill into three easy payments over time. Zero interest, zero service fees.
  • Atome offers a frictionless one-click purchase experience that lets our users pay when and how they like to.
    Key Clients
  • Fashion
    key Clients
  • Beauty
    key Clients
  • Lifestyle
    key Clients
  • Platform
    key Clients
  • Hotels and Travel
    key Clients
Testimonials
Testimonials
  • testimonials
    Rostin Javadi
    Chief Operations Officer
    “This new payment adoption will enhance our customer shopping and payment experience. We have seen 70 percent growth in the number of our customers using Atome in Singapore and Malaysia since our soft launch in recent weeks which signals a great start for this journey.”
  • testimonials
    Alia Gogi
    President
    “The shopping behaviour and profile of Sephora customers has evolved in the last few years, but especially so this year…
    We’re delighted to partner with Atome in introducing ‘buy now, pay later’ flexible payment options to first our Singapore, and later Malaysian customers, enhancing their shopping experience both online and in our stores.”