Serving ASEAN and beyond
Founded in 2016, Advance Intelligence Group consists of an ecosystem of AI-powered, credit-enabled products and services that includes consumer financing (Atome Financial), enterprise KYC/fraud and risk management solutions (ADVANCE.AI) and merchant services SaaS platform (Ginee).
Together, they enable fairer access to credit and greater financial and digital inclusion, especially for underbanked and underserved consumers and businesses in ASEAN and beyond.
Strength in numbers
Applying our technology to companies and communities
700+
Enterprise clients
200,000+
Merchants
30M+
Users
The unfolding of our journey
Milestones
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Taking the leap
ADVANCE.AI registers our business operations in Singapore.
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Be part of the Advance revolution
Demand a better future for yourself
We’re the kind of company where diverse minds gather,
dedicated to the values that foster creativity and accelerate innovation, leading to exceptional work.
Here, you’ll do more than just a job–you’ll make a difference.
View all open roles
News and announcements
Read all about it
Rezwana Manjur/Marketing Interactive
14 Dec, 2022
Watsons expands Atome partnership to Philippines
Learn more
Maleen Balqish Salleh / The Edge Markets
11 Dec, 2022
Q&A: Trade safely in the cryptocurrency world
Learn more
The Manila Times
02 Dec, 2022
Shop smart this Christmas Season with Atome's Buy Now, Pay Later offering
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The Paypers
01 Nov, 2022
Airwallex Atome enable BNPL payments for merchants in the APAC region
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Aaron Raj, Techwireasia
25 Oct, 2022
AI and fintech to boost financial inclusion in Thailand
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Chor Khieng Yuit-TheStraitsTimes
20 Oct, 2022
New ‘buy now, pay later’ code of conduct: Customers cannot have over $2k in outstanding payments
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Jonathan Castillo-ManilaBulletin
09 Oct, 2022
Digital Pilipinas Festival gears towards an anti-fragile system in the country, ASEAN
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Jonathan Castillo, ManilaBulletin
08 Oct, 2022
Digital Pilipinas showcases the country as soft haven for global innovators
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Fintechnews Singapore
03 Oct, 2022
ADVANCE.AI Ties up With Visa to Enhance Its Credit Decisioning Services
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Digital Journal
30 Aug, 2022
Crypto Exchange Platform Coinut Partners ADVANCE.AI to Scale Global User Growth
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ManilaTimes
19 Aug, 2022
Atome launches Atome Card in Philippines with Master Card
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Atome
18 Aug, 2022
Atome and Mastercard launch Atome Card in the Philippines providing a new way for Filipino consumers to pay with credit
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marketing-interactiv
17 Aug, 2022
Atome launches fashion magazine featuring everyday fashionistas
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Advance Intelligence Group
11 Aug, 2022
Atome Financial, HSBC Singapore seal USD100M debt facility
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businesstimes
10 Aug, 2022
Atome Financial enters into US$100m debt facility with HSBC
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Mohammed Fouladi / The Edge Malaysia
07 Aug, 2022
Commentary: Digital banks more attractive since pandemic
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Manila Bulletin
04 Aug, 2022
Advance.AI Mike Calma: Positioning PH as Asia’s AI hub
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L'Officiel Malaysia
25 Jul, 2022
Atome wants you to Own Your Expression
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Maan D'Asis Pamaran, The Manila Times
21 Jul, 2022
Michael Calma sees the rapid development of technology making a huge impact on our lives
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Technode Global
17 Jul, 2022
Advance Intelligence Group acquires Singapore-based fintech startup Jewel Paymentech
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Our clients and partners
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