Digital Financial Services
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Transforming the way you manage your finances
Atome is Southeast Asia’s leading digital financial services platform which offers consumers risk-managed credit and flexible payment terms, as well as smart saving and rewarding shopping options. Available across thousands of online and offline brands across the region, Atome offers consumers choice, convenience and flexibility in how they choose to shop and pay.
Atome’s impact in numbers
40M+
Users across our ecosystem
USD 2.4B
GMV over 50M+ transactions
Our products and services
Buy Now Pay Later anywhere
The Atome Card allows cardholders to shop and buy now, pay later at any online, offline or even overseas merchants that accept VISA or Master Card.
Flexible payments
Pay in 3 or 6 at selected brands, in store or online at thousands of merchants across the region. Plus, earn rewards while shopping.
Brand partners
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What our customers and brand partners say
The new payment adoption has greatly improved our customer experience. We've seen a remarkable 70% growth in Atome usage among customers in Singapore and Malaysia since our recent soft launch, signaling a promising start to our journey.
Rostin Javadi
Chief Operations Officer
I experienced great things when using the Atome app; it's very user-friendly. Using my Atome card provided me with a convenient and satisfying experience. Seeing my credit limit increase makes me so happy and grateful.
Atome card
Customer
Our partnership with Atome will drive growth and enable merchants and small businesses to offer their customers a convenient and flexible payment option in Malaysia.
Jonathan Low
e-commerce lead of strategy and special projects
Case Studies – What our brand partners say
Watch how brands have partnered Atome to grow their business and customer base.
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Novelship x Atome
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Sephora x Atome
In the news
Explore more
Visit us atAtome.sg
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